Retirement does not come to those who do not plan. It demands proper planning, discipline, and constant review of the plan if you want to retire without worrying about making ends meet. Sounds good, right? But to stop working for money and start using your time on something you always wanted to do but did not get time for requires meticulous planning and regular review of your finances.
Many investors park their surplus money in debt schemes in an attempt to earn higher returns than Bank FDs. However the recent incident of Franklin Templeton MF winding down six of its debt schemes has dented investor sentiment and sparked speculation about the safety of their investments.
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